Open Mon-Wed & Fridays 9:30 AM to 5:00 PM, and on Thursdays 8:30 AM to 6:30PM
 

Here are some best practices for protecting your information online. 

Internet Security

Through the use of various techniques and technologies, fraudsters trick unsuspecting
internet users into divulging personal and financial information.

Protecting Your Computer and Web-Enabled Devices
Internet banking provides convenient access to information and the ability to perform
transactions from home, work or other locations. Users must be aware that when you
communicate via the internet, other people and software can also communicate with your
device. An inadequately protected device can be accessed by an unknown party or malicious
software (malware) in a very short period of time, and without your knowledge.
To help reduce risk from damaging malware, we recommend diligent use of the following
security practices:

Computer, Laptop, and Tablet

Use a Firewall
When connected to the internet, users are particularly vulnerable to computer intrusions
and attacks because the internet connection provides "always-on" connection capability. The
likelihood of a malicious individual accessing your computer increases significantly the
longer your computer is on and connected to the internet. Remember – you can work offline
and only access the internet when you need it.
 Ensure your computing system has an up-to-date firewall to prevent others from
accessing your computer and your information through the internet.
 Always ensure your firewall is enabled and up-to-date.

Install Security Patches
Malware programs commonly target security gaps in operating systems such as Windows
and Android, and secondary software such as Oracle Java, Adobe Acrobat/Flash, and
Internet Explorer. Installing security patches is an important layer of security in addition to
the steps below.
 Configure operating system and secondary software to regularly install security
patches as soon as they become available, and consider removing secondary
software programs that you do not use.

Use Anti-Virus Software
Anti-virus software can protect you from "trojan horses" or other types of viruses, which are
programs that allow others to gain control of your computer system remotely without your
knowledge or consent. These programs are used to capture and transmit your personal
information.
 Ensure your anti-virus software is enabled and configured to run daily updates and
regular virus scans.

Use Anti-Spyware
Spyware monitors internet surfing habits and collects personal information from the
computer. Typically, spyware is secretly installed and can be difficult to detect.
 Anti-spyware software can remove and detect spyware, but is most effective when
combined with a firewall and anti-virus software. Ensure your anti-spyware is
enabled and configured to run daily updates and regular spam scans.

Choose Unique Passwords
Choose passwords that are a minimum of eight characters long and include a combination of
letters, numbers, and special characters.
 Use a unique password for each login ID.
 Disable the web browser auto-complete function of your login IDs or passwords to
prevent others using your computer from having instant access.
 Keep your passwords confidential.
 Change your password regularly, especially if you might suspect it has been guessed
or seen by someone else.

Mobile Phones

Protect Your Password
Protect your data from theft - enable the auto-lock function of your mobile phone to ensure
that it locks after a short period of dormancy.
 Do not continue using the default factory password – customize your password
immediately using a minimum of eight characters including a combination of letters,
numbers, and special characters.

Update Your Operating System
Your operating system (OS) is specific to your device, with BlackBerry, Android, iPhone, and
Windows Mobile as examples of various OS. Check your mobile provider’s website regularly
for OS security updates specific to your device make and model, install security patches as
soon as they become available.
 Do not ‘jailbreak’ your device by trying to remove limitations imposed by the
manufacturer. This practice will disable or bypass security measures of your mobile
OS, making you vulnerable to malware and prevent your mobile from receiving
future OS upgrades.

Use Anti-Virus, Anti-Spyware, and Firewall Software
If available for your make and model, install this software on your mobile.
 Configure to run automatic updates and virus scans.

Download Apps Only from Trusted Sources
Apps that seem legitimate can contain malware or be used to collect your personal data for
gain. Beware of apps that provide little company, contact, or website information.
 Research app customer reviews and requested permissions carefully before installing
– if the data requested does not align with app functionality, do not install.

Avoid Connecting to Unknown or Non-Password Protected Wi-Fi Networks
Wi-Fi predators scan public networks for unsecured devices to target and infiltrate through
hacking and malware. Only connect to public Wi-Fi you know and trust, and are confident is
secure and password protected.
 Disable settings that automatically search for Wi-Fi networks.

Avoid Activating Bluetooth in Crowded or Public Areas
The moment you set your Bluetooth to discoverable, hackers within range can ‘see’ and
possibly hack your device - mobile viruses can also be spread through Bluetooth technology.
 Never connect to unknown, untrusted or suspicious Bluetooth sources and strangers,
and never accept files from these devices.
 Immediately delete lost/stolen Bluetooth device pairings from your remaining
Bluetooth devices to prevent data compromise.

Online User Tips
 Do not click links in unsolicited email – the link may take you to a counterfeit website
that will solicit your sensitive data, known as ‘phishing’ and cause malware infection.
 Never open MMS attachments from unknown or untrusted sources - even if they
purport to be coming from your credit union or mobile provider.
 Delete unsolicited email or text messages without opening.
 Be aware of ‘evil twin’ Wi-Fi hotspots that bait unsuspecting users by impersonating
legitimate networks - always confirm you are connecting to the correct network.
 Store only data that your require on your mobile and erase everything else.
 Watch for signs of mobile infection: sudden unexplained increase in your phone bill;
unexplained messages in your email and social network ‘sent' folders, unexplained
user interface change you didn't initiate. Contact your device manufacturer or service
provider for instructions to remove malware if you suspect your mobile is infected.
 Verify the legitimacy of free apps, software, tools, online services before you use
them – research in your search engine and scan the results.
 Do not click on pop-ups windows that say “you're a winner if you click here" – these
can lead to spyware and malware downloads.
 Be wary of ‘freeware’ or free services online – even innocent looking screen savers,
fun cursors and Internet pets can be contain hidden malware.
 Do not forget to log off.

Tags: n/a

Contact Rocky Credit Union

5035 49 Street
Rocky Mountain House AB  T4T 1C1

P    403 845 2861
F    403 845 7295
E    info@rockycu.com

Connect With Us

Watch us on Youtube Find us on Facebook

RCU Wealth Management Services : Trust, respect, honesty, great service, helpful, good advice.

Rocky Credit Union: mortgages, loans, financial, plan, lending, invest, investment, rates, interest, deposit, saving