Open Mon-Wed & Fridays 9:30 AM to 5:00 PM, and on Thursdays 8:30 AM to 6:30PM

Personal Loans, RRSP Loans

Whether you are looking to buy a new car or recreational vehicle, take a vacation, renovate your home, or consolidate your debts into one easy payment, Rocky Credit Union has a loan to fit your needs! Our friendly lending staff offers you speedy service, along with competitive loan interest rates and flexible payment schedules.

Consumer Loans

Rocky Credit Union's simple interest calculations assure that you only pay on the amount you owe for the time you owe. Use the money to renovate or upgrade your home, purchase a Recreational Vehicle pay off expensive credit cards.  Pay the loan off sooner and save!

A RRSP Loan can help you maximize your RRSP contributions for your financial future.  RRSP Loans can be set up as a term loan with a rate  as low as prime.  If you use your tax rebate from your RRSP contribution to help pay down the RRSP Loan and then you are establishing good habits of regularly investing and paying down debt.  You can apply for a RRSP loan with our Secure Online Loan Application or by calling Lending Services at 403.845.2861.  You can find out more about our RRSP products on our RRSP web page.

 

The Flexi-Line is attached to your chequing account so that you can use it when you want and pay it off with every pay cheque.  It's incredibly convenient for anyone who wants constant access to some extra money along with the use of their debit card and cheques.

  • Interest rate is variable and is usually much lower than credit card rates.
  • Interest is charged on the 18th of each month, and a deposit is required to cover the interest each month.
  • You have full access with your debit card, internet banking and cheques.  Your normal chequing package fees apply.
  • The amount used and interest charged shows up on your regular statement.
  • You pay no interest if you do not use the FlexiLine.

 

Your Revolving Loan is yours to use with only one application.  As you pay it down you can then use the remaining balance again.  It is ideal for people who want access to some quick money only a few times per year.  Works very well for larger purchases or investment opportunities.

  • Interest rate is variable and is usually much lower than credit card rates.
  • Interest is charged at least monthly on a date of your choice from your chequing account.
  • The money is always there for you.  You can transfer immediately online or with a quick phone call to a staff member  the money will be advanced into your chequing account.
  • The amount used and interest charged shows up on your regular statement.
  • You pay no interest or monthly fee if you do not use the Revolving Loan.
  • Online transfers are free. One free in branch withdrawal per month.  Additional in branch withdrawals are $2.

Life and disability insurance coverage is available to handle your payments in the event of death, accident or illness.

 

You can apply for a loan online using our secure Online Loan Application

 

You can always contact us by e-mail at info@rockycu.com or by phone at 403.845.2861.

If you would like to leave us any feedback, both positive or negative, please do so through our Feedback Page.

Contact Rocky Credit Union

P.O. Box 1420 Stn Main, 5035 49 Street
Rocky Mountain House AB  T4T 1B1

P    403 845 2861
F    403 845 7295
E    info@rockycu.com

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