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Investment Rates

RCU TERM RISERS

Our RCU Term Risers offer you a rate that grows each year of the term and gives you the flexibility of redeeming the deposit on the anniversary date.  You can leave it in and get higher rates each year or use the money for something else if needed.  Interest is compounded annually.

Term Riser rates available until March 1, 2019.

2019 3 Year Term Riser Interest Rate
 Year 1 1.900%
 Year 2 2.500%
 Year 3 3.860%
 Effective Rate 2.750%
2019 5 Year Term Riser Interest Rate
Year 1  1.700%
Year 2 2.450%
Year 3 3.600%
Year 4 4.030%
Year 5 4.500%
Effective Rate 3.250%

*Eligible for RRSP, RRIF, TFSA and Term

The interest rate tables below is for our Term Deposits, RRSPs, RRIFs, & TFSAs.:  

Rate Effective Date is January 16, 2019.

Term Deposit Descriptions

Non-Redeemable Terms                Interest Rate 
1 Year
2.500%
2 Year
2.700%
3 Year
3.000%
4 Year 3.050%
5 Year 3.500%
Redeemable Terms Interest Rate
30 Days (Monthly Compounding)
0.150%
Year 1
0.600%
Year 2
0.900%
Year 3
1.100%
Year 4  1.200% 
Year 5  1.300% 

RCU Ladder Terms

Our RCU Ladder Terms offer you a fixed rate and gives you the flexibility of redeeming some of the deposit on the anniversary date.  You can leave it in or you can redeem 33.33% on anniversary in a 3 year, or 20% on anniversary in a 5 year.  Interest is compounded annually.

Term Ladder Interest Rate
3 Year
3.000%
5 Year 3.500%

You can always contact us by e-mail at info@rockycu.com or by phone at 403.845.2861.

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Contact Rocky Credit Union

5035 49 Street
Rocky Mountain House AB  T4T 1C1

P    403 845 2861
F    403 845 7295
E    info@rockycu.com

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