Borrowing

Find the right borrowing solution for your needs.


Borrowing is made easy at Rocky Credit Union. 

Mortgages 

  • Buy a home
  • Buy your next property
  • First-time home buyer program
  • Switch your mortgage to Rocky Credit Union
  • Refinance your mortgage 
  • Renew your mortgage

    Loans 

    • Apply for a loan
    • Get the exact amount of money you need
    • Pay it back on a schedule that works for you
    • Can be used for a variety of needs; debt consolidation, large purchases, or travel

      Lines of Credit 

      • Apply once for access to a specific amount of money and then utilize any amount, within your approved limit, at any time
      • Only pay interest on what you use 
      • Continue to use funds from your line of credit as you need it
      • Use for home improvements, emergency fund, wedding, or special event
        Mortgage and Loan Insurance 
        Mortgage and Loan insurance helps relieve the pressure when times are tough. It protects you and your family in the case of an unexpected event that prevents you from making your payments.
        Why borrow with RCU?

        We give profits back to our members!

        In 2024, we gave back 12% of interest paid on loans and mortgages.

        This is what sets us apart from the rest.