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Investments

Where are you on your investing journey?

Discover the right mix of convenience, control, and guidance that works for you and your goals.

Take Advantage of Special Rates
Investment season runs from January 15th to March 3rd, 2025. RCU has special rates during this time that are eligible for RRSP, RIF, TFSA, and Terms. Book an appointment with a member of our Wealth Services team to get started!
*Rates are subject to change without notice.
Contact Us to Book an Appointment
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Registered Retirement Savings Plan

An RRSP is a personal savings plan that lets you save for your retirement on a tax-sheltered basis, so your money grows faster.
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Registered Retirement Income Fund

A RRIF is like an extension of your RRSP, but instead of putting money in, you withdraw from it to use throughout your retirement.
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Savings

Tax Free Savings Account

A TFSA is a registered account you can use to save for a purchase or retirement goal. Investment earnings & withdrawals are tax-free, so your money grows faster.
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First Home Savings Account

A FHSA lets you invest and save up for the down payment on your first home, tax-free and tax-deductible.
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Registered Education Savings Plan

An RESP is a tax-sheltered plan that helps you save for your child’s post-secondary education faster. Earn government grants on each contribution.
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Terms/Guaranteed Investment Certificates

A GIC or Term Deposit is a secure investment, a great option if you’re seeking principal & a guaranteed interest rate for full term of your investment.
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Registered Disability Savings Plan

The RDSP helps parents or others save for the long-term financial security of themselves or a loved one who is eligible for the disability tax credit (DTC).
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Locked In Retirement Account

LIRAs are accounts that hold pension funds once you are no longer employed or part of the pension plan. This does not permit withdrawals before retirement.
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Create a personal budget today!
RCU has the tools to guide you in setting & achieving your goals.

Get a snapshot of your spending & investments in one easy-to-use budget management tool, so you can manage your budget with confidence & ease. 

Budget Guide

For more complex options:

Get expert advice, personalized support, and wealth guidance you can trust. We will help you understand markets, diversify investments, and answer your questions. 

Mutual Funds

Wealth expertise for your investment options!
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Retirement Planning

Our experienced advisors can help you get there!

Our advisors will help you plan for life, not just retirement. The path to reaching your financial goals begins with a Financial Advisor.

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Self-Directed Investing

Call your own shots: Manage, trade, and invest online with Qtrade Direct Investing™!
Invest with confidence with Qtrade Direct Investing™. Their easy-to-use online/mobile trading platforms have low commissions and independent research tools. When you need assistance, you can count on their outstanding client support.
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Do you need more in-depth wealth advice?

 
Learn more about our investment products and services.
Submit this request for investing information form by selecting the link below. Our advisors will contact you directly with trusted investment advice so you can make informed decisions based on your unique financial goals.  
Request More Information